The best and safest way to take travel money across the UK depends on your personal preferences and circumstances. Here are a few options to consider:
Prepaid Travel Money Cards: Prepaid travel money cards, such as those mentioned earlier (Revolut, TransferWise, Monzo, etc.), can be a convenient and secure option. You can load the card with the desired amount in British pounds (GBP) before your trip, and then use it for purchases and ATM withdrawals in the UK. These cards offer security features like PIN protection and the ability to freeze/unfreeze the card if it’s lost or stolen.
Debit and Credit Cards: Using your regular debit or credit card can be a convenient way to access money in the UK. Most cards are widely accepted, and you can withdraw cash from ATMs or use them for purchases. Notify your bank or card issuer about your travel plans to avoid any issues with blocked transactions. Check the fees associated with international usage and currency conversion to ensure you’re aware of any charges.
Cash: Carrying a moderate amount of cash in GBP can be useful for smaller purchases, local transport, or situations where cards may not be accepted. However, it’s generally not advisable to carry a large sum of cash due to the risk of loss or theft. Use ATMs to withdraw cash as needed, and be aware of any fees associated with ATM withdrawals or currency conversion.
Traveler’s Checks: Traveler’s checks have become less common and may not be widely accepted in the UK. It may be challenging to find places that cash them, so their usage is not recommended as a primary form of travel money.
Combination of Options: Many travelers opt for a combination of payment methods to have flexibility and security. For example, you can use a travel money card or debit/credit card for most transactions and keep some cash for emergencies or small expenses.
Regardless of the method you choose, it’s essential to practice general safety precautions:
Keep your travel money, cards, and important documents secure, such as using a money belt or a hidden travel wallet.
Avoid displaying large amounts of cash in public.
Be cautious when using ATMs, preferably using those located in secure and well-lit areas.
Keep a record of your card details and emergency contact numbers in case of loss or theft.
It’s always a good idea to consult with your bank or financial institution for specific advice regarding travel money options and to inquire about any additional safety measures they recommend for your specific situation.
