The accepted currency and methods of payment on a cruise ship can vary depending on the cruise line and the itinerary. Here are some general considerations regarding currency and payment methods:
Currency: Most cruise ships operate with a cashless system, where onboard purchases are made using the ship’s own currency or a designated currency. This currency is often referred to as “shipboard credit” or “onboard currency.” It allows passengers to make purchases onboard without the need for physical cash or different currencies.
Shipboard credit: Upon embarkation, passengers typically set up an onboard account linked to their cruise card or identification card. This account is used to charge all onboard expenses, including purchases made at bars, restaurants, shops, spa services, shore excursions, and other onboard amenities. At the end of the cruise, the accumulated charges are settled using a preferred method of payment.
Payment methods: Cruise ships usually accept major credit cards for settling onboard accounts. This can include Visa, MasterCard, American Express, and sometimes Discover or other internationally recognized cards. Some cruise lines may also accept debit cards, but it’s advisable to check with the specific cruise line regarding their accepted payment methods.
Pre-registered credit card: Many cruise lines require passengers to pre-register a credit card before boarding to link it to their onboard account. This allows for seamless charging of onboard purchases to the credit card throughout the cruise. Alternatively, some cruise lines offer cash deposits or allow passengers to settle their onboard accounts with cash at the end of the cruise.
Currency exchange: While onboard, currency exchange services are often available to passengers who wish to convert cash into the ship’s currency for smaller expenses or tips. These services typically involve a commission or fee.
Ports of call: When visiting ports of call during the cruise, the accepted currency will depend on the destination. It’s advisable to carry local currency or ensure that credit cards are widely accepted in those locations. Some ports may also have currency exchange services available.
It’s important to note that specific policies and procedures regarding currency and payment methods can vary by cruise line. It’s recommended to review the cruise line’s website, consult their pre-cruise information, or contact their customer service for detailed information about the accepted currency, payment methods, and any associated fees or policies related to onboard expenses and settling the onboard account.
