The Schengen Visa insurance requirements specify the criteria that must be met for travel insurance to be considered valid for Schengen Visa application purposes. These requirements are in place to ensure that applicants have adequate insurance coverage during their visit to the Schengen Area. The key requirements for Schengen Visa insurance are as follows:
Coverage Amount: The insurance must provide a minimum coverage amount of at least 30,000 euros (or equivalent in other currencies). This coverage should include medical expenses, emergency medical evacuation, and repatriation of remains.
Coverage Period: The insurance coverage should be valid for the entire duration of your intended stay in the Schengen Area. It should start from the date of entry and end on the date of departure.
Coverage Territory: The insurance should be valid for all Schengen Area countries. It should specifically mention that it covers medical expenses and emergencies in the Schengen Area.
Coverage Type: The insurance should cover any expenses that could arise in connection with repatriation for medical reasons, emergency medical care, or emergency hospital treatment.
Insurance Provider: The insurance should be provided by a reputable insurance company recognized in the Schengen Area. The insurance company should have a good reputation, financial stability, and the ability to provide prompt assistance and claims settlement.
Insurance Certificate: The insurance company should provide you with a visa letter or insurance certificate that clearly states the coverage amount, coverage period, coverage territory, and policy details.
It’s important to note that the specific requirements for Schengen Visa insurance may vary slightly between different Schengen countries. It is recommended to check the website of the consulate or embassy of the country where you are applying for the visa to ensure you meet their specific requirements.
When applying for a Schengen Visa, you will typically be required to submit proof of travel insurance that meets these requirements along with your visa application.
